Add refried beans and cheese to a tortilla and place in oven at 350 for ten minutes

Add hard shell into oven as well to heat up for remaining 5 mins

While that is cooking add ground turkey to a pan with taco seasoning and some olive oil, cook until meat is fully cooked and set aside

After oven layer with hard shell, taco meat, pico, lettuce, and plain Greek yogurt (add it to a bag and cut a corner with scissors, makes it easy for spreading on a taco)